OC MoveMatch

1031 Exchange Basics for Orange County Property Owners

A 1031 exchange allows investment property owners to defer capital gains tax by reinvesting proceeds into a like-kind property. Here’s a general overview — always confirm specifics with a qualified intermediary and tax advisor.

Key deadlines

Exchangers generally must identify replacement property within 45 days of closing the sale, and complete the purchase within 180 days — these deadlines are strict.

Qualified intermediary requirement

Proceeds from the sale must be held by a qualified intermediary rather than passing through the seller’s hands directly to preserve tax-deferred status.

Why Orange County investors use 1031s

Given significant appreciation in many OC investment properties, exchanging into new property is a common strategy to defer gains while continuing to build a real estate portfolio.

FAQ

Common questions

Can I 1031 exchange my primary residence?

No — 1031 exchanges apply to investment and business-use property, not primary residences. We can refer qualified intermediaries and tax advisors who specialize in exchange transactions.

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