Closing Costs for Orange County Home Buyers
Buyer closing costs in Orange County typically run 2–5% of the purchase price, covering lender fees, title insurance, escrow fees, and prepaid items.
What’s typically included
Loan origination fees, appraisal, title insurance, escrow fees, recording fees, and prepaid property tax and insurance are the most common line items.
Who pays what in Orange County
Local custom often splits escrow fees between buyer and seller, though this is negotiable as part of your offer — we’ll walk through typical terms for your target area.
Estimating your total cash to close
Your total cash to close combines your down payment with closing costs — we provide a full estimate once you’re under contract on a specific property.