The First-Time Buyer’s Checklist

Start with a lender conversation before you ever tour a home. A pre-approval tells you your real budget and signals to sellers that you’re a serious buyer.

Next, separate your must-haves from your nice-to-haves. Most buyers narrow their search significantly once they see how those two lists trade off against price.

When you find the right home, your offer should be shaped by more than price — contingencies, closing timeline, and earnest money all matter to a seller.

Finally, budget for closing costs and a home inspection. We’ll walk you through every line item before you sign anything.